Welcome to United Capital Philadelphia
Experience wealth management, reimagined.
Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.
Terry J. SimanManaging Director
Daphne HuWealth Manager
Patricia "Patty" AngelozziWealth Manager
Matthew FatzWealth Manager
Alan M. RhodeRelationship Manager
Terry J. Siman, JD, CFP®
Terry J. Siman has served as advocate for affluent families and small business owners since 1979. As a fiduciary, Terry has always focused on putting his clients’ needs first. Because of his experience and legal training, he is uniquely qualified to advise on complex wealth management needs, such as retirement, investment, tax, business, estate and philanthropic planning. As a small business owner for over 25 years, Terry understands the issues facing small business owners and offers strategic advice to these individuals. Terry is also dedicated to serving the environmental community; he has incorporated this sustainable priority in his business and personal life.
A thought leader in the financial services industry, Terry has written numerous articles and been quoted in a variety of publications, including the Wall Street Journal, New York Times, Washington Post, Philadelphia Inquirer, Business Week, Investor's Business Daily, MorningStar and Daily News.
Terry has given testimony and written reports as an expert witness in securities matters before the U.S. Securities and Exchange Commission, the New York Stock Exchange, FINRA arbitrations and in federal court. Most recently, he testified before the Pennsylvania Attorney General's Committee for the Protection of Older Pennsylvanians on the subject of Securities Fraud.
Terry has been an attorney since 1977 and a business owner since 1979. Terry is past national President and Chairman of the Board of the Institute of Certified Financial Planners, a national professional association. He is a member of the Financial Planning Association. Terry holds the Certified Financial Planner™ designation and received his Financial Planning certificate from the College for Financial Planning. Terry received his JD from Western New England College and did his undergraduate work at Temple University, earning a BA in Journalism.
Terry resides in Lower Gywnedd with wife, Janie, and son, Alex. He is an avid golfer and enjoys traveling with his family.
Daphne Hu, MST, CFP®, CDFA™
Daphne Hu is passionate about helping her clients gain clarity, confidence and control of their financial path. As a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Divorce Financial Analyst with specialized training in taxation and cash flow management, Daphne strives to deliver sophisticated strategic solutions to a wide range of clientele. Her holistic approach helps clients make confident and sound financial decisions, affecting the quality of their lives.
Daphne began her financial services career in New York City with JPMorgan Investment Management Private Client Group in 1998. Prior to joining United Capital, she worked as a Senior Advisor for another premier advisory firm, developing her communication and problem-solving skills. She guides business owners and individuals to explore their options and manage trade-offs that improve their financial lives.
Daphne received her Bachelor’s Degree in Economics with a minor in Psychology from The Johns Hopkins University. She is also a graduate of the Wharton School’s Executive Program in Marketing and holds a Master of Science in Taxation from Widener University. She maintains two professional designations that require a commitment to ongoing professional education. Daphne is a member of the Montgomery County Estate Planning Association, the Financial Planning Association (FPA) and Institute for Divorce Financial Analysts (IDFA).
Daphne resides in Montgomery County, Pennsylvania, with her husband, Ben, and two young children. She speaks fluent Mandarin, and her hobbies include interior design and traveling.
Patricia "Patty" Angelozzi
Patricia "Patty" Angelozzi has more than 20 years in the financial services industry and is able to accommodate all of her clients' financial needs. Patty has just about done it all: Retirement Plan Design, Implementation and Administration, Client Service Associate with an independent insurance firm; Risk Analysis; and Holistic Wealth Management. Patty takes a unique, holistic approach to financial planning that promotes a deep and ongoing relationship with her clients. This relationship allows her to cultivate an environment where she and her clients are able to create and maintain a realistic road map for their financial future.
Patty lives in West Norriton, Pennsylvania, with her husband, Perry, who runs his own DJ and Events company.
Matthew Fatz, CFP®
Matt is passionate about helping clients answer the question: “Can I live the life I want?”. It’s not about dying with the most money, it’s about making better financial decisions now to live life to the fullest. Matt is a father of three young boys and a husband to a successful working wife; he understands the time constraints and myriad financial decisions that affect families on a daily basis. With so many decisions to make, and so much information available, and so little time to figure out what information applies to them; people often make financial decisions without understanding how those decisions affect their financial future. Maybe they overspend now and jeopardize their retirement. Maybe they’re afraid to take that family vacation because it’s too expensive and they come to regret that missed time later in life. Matt helps clients make better, more informed decisions with their money by educating them on the options available to them and how each option will affect the life they want to live.
Matt began his career in financial services with Bernstein Global Wealth Management in 2007. Prior to joining United Capital, Matt was an account executive at SEI Investments in Oaks, PA.
Matt is a CERTIFIED FINANCIAL PLANNER professional and holds a B.A. in Finance from Susquehanna University.
Matthew lives in Wayne, PA with his wife, Amy, and their three boys. Matthew enjoys time with his friends and family, playing basketball, being outdoors, and spending weekends at the shore.
Alan M. Rhode , CFP®
As a CERTIFIED FINANCIAL PLANNER™ Pro, Alan M. Rhode believes it's not just about money. It's about your entire life. His process is focused on helping you live your ideal life; one that continually adapts to the changing world and your changing circumstances. Financial Life Management is unlike anything you’ve experienced before. It’s where life meets your finances. Conventional wealth management doesn’t address what really matters. It’s more about the money than your life. Alan believes that when your financial decisions reflect your goals and priorities, you’re closer to the life you want.
Alan, as a fiduciary, has been putting his clients first within financial services since 2009 at Morgan Stanley, Janney Montgomery Scott and Ameriprise Financial. Alan holds a B.S. in Finance from Penn State University and attended the American College of Financial Services to receive his financial planning certificate. Also, Alan has earned the CERTIFIED FINANCIAL PLANNER™ designation by satisfying the education, examination, experience and ethics requirements of the CFP Board.
Alan resides in Philadelphia, PA with his fiancé. In his free time, Alan enjoys playing racquetball and softball, exercising at the gym, weekends down the shore, but most importantly, spending time with family and friends.
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736 Lower State Road
North Wales, PA 19454
*Award not indicative of investment performance.