Welcome to United Capital Western Massachusetts

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

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Awarded #2 on Barron's Top 40 independent advisory firm list for 2018*

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About Our Office

The United Capital office in Western Massachusetts provides comprehensive financial planning and investment management for our clients.

All of our planners are either CPAs who have earned the Personal Financial Specialist (PFS) accreditation as designated by the American Institute of Certified Public Accountants or Certified Financial Planners who have been certified by the Certified Financial Planner Board of Standards Inc. Our CPA/PFS and CFP professionals are cross-trained in tax, personal finance, retirement planning and investments.

Today, more than ever before, individuals and families are exhausted trying to keep up with the demands of effectively managing and coordinating their personal finances. We believe our clients come to us because they want objective, unbiased financial guidance from:

  • someone they can trust
  • someone they can relate to
  • someone who can bring order and simplicity to their financial lives

Our mission is simple: To help our clients and their families achieve greater peace of mind and financial security throughout their lifetimes by providing caring, comprehensive financial planning advice.

Though we have clients throughout the country, most of our clients have roots right here in the Pioneer Valley, including Holyoke, Springfield, Longmeadow, East Longmeadow, Wilbraham, Westfield, South Hadley, Northampton & Amherst.

News

CNBC

Weighing the pros, cons of long-term-care coverage

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Yahoo! Finance

Just Explain It: Retiring With $1.5 Million Saved

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http://www.nytimes.com/2012/10/03/booming/03expert-booming.html?pagewanted=all&_r=0

Making Estimates for Retirement Planning

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The New York Times

Achieving Retirement Goals

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The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor is United Capital liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our web site and assume total responsibility and risk for your use of the site you are linking to.

Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Richard Chase
Managing Director
James "Jim" Barrett
Tax & Business Planning Consultant
Doug Wheat
Wealth Adviser
Heather Ankstitus
Director of Operations
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Richard Chase, CPA/PFS

Managing Director

richard.chase@unitedcp.com

Richard Chase is the Managing Director of the United Capital office in Western Massachusetts, formerly Family Wealth Management. A Certified Public Accountant with more than 30 years of professional experience, he has specialized in tax, financial and investment planning for the past 25 years.
In 1990, Rich became one of the first CPAs in Massachusetts to earn the Personal Financial Specialist (PFS) designation, established for CPAs who specialize in personal financial planning and awarded exclusively to members of the American Institute of Certified Public Accountants who have demonstrated considerable experience and expertise in that area. The CPA/PFS designation is held by fewer than 1 percent of all CPAs throughout the United States. Fewer than 2,500 CPAs out of more than 470,000 nationwide have achieved the PFS designation. Rich is also a member of the National Association of Personal Financial Advisors (NAPFA), which is the nation’s leading organization dedicated to the advancement of fee-only comprehensive financial planning.

On a national level, Rich has been a speaker at the AICPA National Investment Planning Conference and has served as an instructor for the AICPA’s Personal Financial Planning Certificate of Educational Achievement Program.

Rich received his BSBA in Accounting (Summa Cum Laude) from Boston University and his MBA from the University of Southern California. He is a member of the American Institute of Certified Public Accountants, the Massachusetts Society of Certified Public Accountants and the Estate Planning Council of Hampden County, Inc.

When he’s not working, Rich enjoys spending time with his wife, golfing and working out in the gym and swimming pool. In his younger days, he spent seven weeks bicycling cross-country from the Atlantic to the Pacific. Community service is also important to Rich, having been involved with several volunteer nonprofit organizations, including the Jimmy Fund, Jewish Geriatric Services Inc. and many other community agencies.

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James "Jim" Barrett, CPA/PFS, MST

Tax & Business Planning Consultant

James Barrett is a Managing Partner of the accounting firm Meyers Brothers Kalicka, P.C. and serves as a consultant to the United Capital Western Massachusetts office. He is a Certified Public Accountant and Personal Financial Specialist with more than 24 years of professional experience. Jim provides a full range of financial planning services to individual and business clients, with a special emphasis on tax and business consulting and retirement planning.

Jim is currently a member of the National Association of Personal Financial Advisors. Prior to that, Jim was a Senior Tax Manager for KPMG, LLP.

Jim received his BSBA from Western New England College and a Master of Science in Taxation from Florida International University. He is a member of the American Institute of Certified Public Accountants and the Massachusetts Society of Certified Public Accountants. Jim also serves as Treasurer and member of the Executive Committee of the Massachusetts Chamber of Business & Industry.

When Jim’s not working, he enjoys fishing (both freshwater and saltwater) and spending time in the gym working on personal health/fitness goals.

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Doug Wheat, CFP®

Wealth Adviser

doug.wheat@unitedcp.com

Doug Wheat is a CERTIFIED FINANCIAL PLANNER professional with the United Capital office in Western Massachusetts, formerly Family Wealth Management, and has more than 25 years of professional experience. He provides comprehensive financial planning and investment management services to a broad range of clients. His clients live throughout Western Massachusetts, including Northampton, Amherst, Springfield, Longmeadow, East Longmeadow, Wilbraham, Holyoke, Westfield and Stockbridge. Doug also serves clients in other states, including many in the Northern Connecticut towns of Enfield, Suffield, Somers and Windsor.

Prior to joining Family Wealth Management, Doug was the Founder and Principal of High Ridge Financial Planning based in Northampton, Massachusetts. Doug also served as a Director of SRI World Group, Inc., a financial information services firm which provides investing information and services to individual investors, institutional investors and corporations. Previously Doug was a marketing manager for UTC Fuel Cells, a division of United Technologies. He has been quoted in many national publications, including the Wall Street Journal, New York Times and the Christian Science Monitor. Doug is also a member of the National Association of Personal Financial Advisors (NAPFA).

Doug received his BA in Economics from Hobart College and his MBA at the Yale School of Management. He also earned a Master’s degree in Environmental Management at the Yale School of Forestry and Environmental Studies. Doug has completed the Boston University’s program for professional financial planners.

Doug is Chair of the Board of the Hampshire County United Way, former Board Member of the Pascommuck Conservation Trust and Past Board Chair of the Great Swamp Watershed Association. He is also a volunteer soccer coach. He lives in Florence with his wife, Amy, and two young sons, Zachary and Davis. When he can find the time, Doug enjoys biking, hiking, camping and gardening.

Doug is a frequent contributor to the media and has been published in several editions of BusinessWest and The Healthcare News. Click here to check out our In the News section and read Doug's published articles.

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Heather Ankstitus

Director of Operations

heather.ankstitus@unitedcp.com

Heather Ankstitus joined Family Wealth Management, now the United Capital office in Western Massachusetts, in 2012. Prior to her joining, she had more than 10 years of client service experience in a financial planning and tax preparation firm. She graduated from Westfield State College in 2002 with a degree in Business Management.

Heather is responsible for maintaining and updating client files, preparing internal reports, integrating new technologies and improving efficiencies throughout the organization. Included in her responsibilities are day-to-day client services, including processing client requests such as disbursements and the update of personal information. Heather also assists Family Wealth Management's advisors in preparing financial planning reviews and reports for clients.

Heather lives in Westfield with her husband, Mark, and young son, Anthony. Her personal interests include spending time with family and friends. In her spare time she enjoys traveling, taking pictures, spending time outdoors and following New England sports teams.

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330 Whitney Ave, Suite 750
Holyoke, MA 1040
413-313-0030

*Award not indicative of investment performance.