Heather Kelly, RHU, HIA, MHP, CLUVice President, Risk Management
What's your dream for the company?
I want fully integrated, holistic, unbiased planning for our clients.
What are three words people use to describe you?
Tenacious, Deliberate, Vibrant
When you are not working, what do you care about most?
What's your MoneyMind®?
Heather is responsible for the overall operations of United Capital Risk Management. She is also responsible for integrating unbiased risk management strategies into the planning process at United Capital. Her expertise is educating advisors and clients on how properly designed, executed, and managed insurance-based products can augment global planning and financial stability. Her acumen and experience uniquely positions her to improve the lives of United Capital's clients, advisors, and employees she works with.
Heather has been in the insurance industry over twenty years. Her experience, at some of the most venerable financial institutions in America, spans many facets of the industry at both corporate and field levels. Her corporate positions included Regional Sales, National Marketing Specialist, and Director of Business Solutions. Her field positions included Sales Vice President, Estate Planning Consultant, Brokerage Manager, and Associate General Agent. She has received recognition and numerous awards for her accomplishments in these roles.
A continual student of the industry, Heather has earned her Health Insurance Associate (HIA) designation and Managed Health Professional (MHP) designation from the Health Insurance Association of America. Heather has studied at The American College and has earned her Registered Health Underwriter (RHU) and Chartered Life Underwriter (CLU). Heather is also matriculated for her Chartered Financial Consultant® (ChFC) accreditation.
The desire to give back is a driving force for Heather. She has served on industry and philanthropic boards and committees. Athena International recognized her as their first nationwide recipient of The Young Professional Honor, recognizing Heather for professional excellence, community service, and actively assisting women in their attainment of professional excellence and leadership skills.
Heather resides in Florida with David, her husband of eighteen years, and Nathaniel, their six-year-old son. In addition to being a mom and wife, Heather's passions include reading, fishing, and cycling.
Registered Representative of and offering securities through Cetera Advisor Networks LLC (“Cetera”, doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC, and an affiliate of Goldman Sachs & Co. LLC and subsidiaries of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management and financial services organization. United Capital does not provide legal, tax or accounting advice. Clients should obtain their own independent legal, tax or accounting advice based on their particular circumstances. Cetera is under separate ownership from any other named entity.