Our Executive Team

It’s not just about your money, it’s about your entire life.

joe

Joe Duran

Joe Duran, CFA®

Chief Executive Officer

What’s your dream for the company?
To be the most trusted guide for any financial decision.

What are the three words people use to describe you?
Passionate, creative, high energy

When you are not working, what do you care about most?
My wife Jen and my three beautiful daughters.  Nothing else compares.

What's your Money Mind®:
Fear

More

Joe Duran is Chief Executive Officer and founding partner of United Capital, the nation’s first and largest financial life management company. A proven entrepreneur, investor, best-selling author and sought after industry speaker, Joe previously built Centurion Capital, which he sold to General Electric Financial (GE) in 2001 and served as President.

United Capital currently manages over $15bln in client assets and advises on $7bln in plan assets. The firm has over seventy locations and nearly 600 employees. UC has financial backing from Bessemer Venture Partners, Sageview Capital and Grail Partners.

Joe is a renowned industry visionary with featured columns in both Investment News and Time magazine’s Money.com. He is a frequent contributor to CNBC, Fox Business, Bloomberg and PBS and appears regularly in both traditional and online media.

Joe is a recipient of a prestigious Ernst & Young Entrepreneur of the Year award in 2015 and the Schwab Pacesetter Impact award. His most recent book, The Money Code: Improve Your Entire Financial Life Right Now, achieved best seller status on both the New York Times and USA Today lists. Joe has an undergraduate degree from Saint Louis University and MBA degrees from both UC Berkeley and Columbia University. He earned his Chartered Financial Analyst designation in 1997.

Most importantly, Joe is lucky to have a wonderful family who inspire him every day. Joe, his wife Jen, and their daughters Charlotte, Juliette and Samantha live in Newport Coast, CA.

Back

    gary

    Gary Roth

    Gary Roth

    Executive Vice President and General Manager

    What’s your dream for the company?
    That people say we aren’t really in the financial business – we’re in the life business. I don’t think many people really like financial firms. Being a smart and likable company makes us stand out.

    What are three words people use to describe you?
    Dedicated, thoughtful, courageous

    When you are not working, what do you care about most?
    My family and my music. I have been in several bands and love to perform.

    What's your Money Mind®:
    Happiness

    More

    Mr. Roth is responsible for execution of the company's business plan and for coordination among the key operational functions of the company. He serves on the Executive Committee and on the board of directors of UCFA. Prior to joining United Capital, Mr. Roth was a co-founder and senior executive of AssureNet Ltd., a leading Internet application service provider for the insurance and financial services industries.

    Back

      GailGraham

      Gail Graham

      Gail Graham

      Chief Marketing Officer

      What’s your dream for the company?
      Our clients are so happy with us that they tell their friends and we grow like a social network. I hope our clients feel like they are part of our brand and want others to belong too! Tshirts! Tattoos!

      What are three words people use to describe you?
      Warm, funny, driven

      When you are not working, what do you care about most?
      My family –marrying my husband is the best choice I ever made, for sure. I’m completely mad about horses and ride every chance I get. Fighting hunger is my cause- I volunteer time at the Food Bank.

      What's your Money Mind®:
      Fear

      More

      Gail is responsible for United Capital’s strategic marketing, brand development and lead generation to support the firm’s rapid growth in advisers and retail clients. United Capital is a company dedicated to improving the lives of its clients by guiding them to make better, more conscious financial decisions. Using engaging, interactive and empowering processes and systems, United Capital is changing the financial services experience for both advisers and investors.

      Back

        Rob_Brown_sm

        Rob Brown

        ROB BROWN, PHD, CFA®

        Senior Vice President, Chief Investment Officer

        What’s your dream for the company?
        I’ve been in this industry a long time – I believe we can finally provide a more meaningful, relevant form of life-long financial planning and advice.

        What are three words people use to describe you?
        Focused, Forward-looking, Guardian

        When you are not working, what do you care about most?
        Finding beauty in the world around us and bringing it to another person.

        What's your Money Mind®:
        Fear

        More

        As United Capital’s Chief Investment Officer, Senior Vice President, Rob leads discussion of macroeconomic, capital market, and behavioral finance decision-making issues with clients, business partners, and the press. He provides thought leadership for investment product development and evolution, asset management strategy, and prospective macroeconomic and capital market assessment, in order to assure that United Capital’s investment platform best supports its more holistic approach to wealth management and advice planning.

        Rob provides the inspiration, leadership, and experience that enable the United Capital research team to better understand and more effectively communicate the primary causal elements defining the current secular investment and macroeconomic environments.

        Back

          herman

          Mike Herman

          Mike Herman

          Chief Compliance Officer

          What’s your dream for the company?
          To prove that you can win with a positive culture. Frankly, there’s too much greed and selfishness in our industry and I think we can restore the public faith.

          What are three words people use to describe you?
          Fair, Proactive, Problem-solver

          When you are not working, what do you care about most?
          Health and happiness for my family and friends. I’m a newlywed and about to be a dad – it’s amazing.

          What's your Money Mind®:
          Happiness

          More

          Mike serves on United Capital’s Executive Committee and is responsible for overseeing day-to-day compliance and regulatory oversight for United Capital Financial Advisers and PFE Advisors Inc. Mike’s responsibilities include conducting an Annual Review of United Capital and PFE Advisors, Advertisement and Marketing reviews, SEC exam preparation, Anti Money Laundering supervision, and Policy & Procedure Manual and Code of Ethics maintenance. Additionally, he is responsible for addressing any regulatory and client inquiries.

          Back

            Jon

            Jon C. Frojen

            Jon C. Frojen

            Chief Financial Officer

            What’s your dream for the company?
            To help improve clients’ lives by guiding them in making the right financial decisions that fit their life goals.

            What are three words people use to describe you?
            Dedicated, conscientious, loyal

            When you are not working, what do you care about most?
            Family and friends

            What's your Money Mind®:
            Fear

            More

            Jon C. Frojen is Chief Financial Officer (CFO) of United Capital and a member of the firm’s executive team, responsible for leading all aspects of the Company’s financial management. Jon brings over 30 years of experience within the financial services industry with a track record of growing businesses. He has extensive experience with capital markets, mergers and acquisitions, corporate finance, and private equity with a strong entrepreneurial spirit and broad skillset. Throughout his career, Jon has shown an aptitude for identifying companies that have an ability to “disrupt” markets. His comprehensive knowledge of the wealth management space and passion for working with trailblazing, innovative companies brought him to United Capital.

            Prior to joining the firm, Jon served as CFO for a variety of companies, most recently IoanDepot and Cetera Financial Group, one of the nation’s largest independent financial advisor networks. While at Cetera, Jon led all financial functions, including acquisition strategy and capital management, as the company grew from approximately $600 million to $1.2 billion in revenues, and he prepared the company for an IPO before the sale of the company to RCS Capital.

            Prior to Cetera, Jon worked as managing director for Milestone Advisors LLC, a boutique investment bank for the financial services industry, where he co-founded and served as CFO of Milestone Asset Resolution Company LLC, an advisory and asset management platform. Prior to his position with Milestone, Jon was CFO for IndyMac Commercial Lending Corporation, ResMAE Mortgage Corporation and ePolicy, Inc.

            Before his positions as CFO, Jon worked as treasurer for Avco Financial Services, Inc. and Long Beach Mortgage Company. He spent the first 10 years of his career at First Interstate Bank, Ltd. and then Standard Chartered Bank in various commercial banking, corporate finance and debt capital markets positions.

            Jon graduated from UC Berkley with a BA degree in Economics before attending the University of Southern California where he received his MBA. In his free time, Jon enjoys mountain biking, reading, skiing, traveling, backpacking, and playing guitar.

            Back

              We are people that care deeply about improving your world and we do the hard work to make it happen.

              Our culture is unlike other firms in our industry.
              We like it that way.

              matt

              Matt Brinker

              Matt Brinker

              Head of National Partner Development

              What’s your dream for the company?
              I want to see the advisers that join us succeed beyond their wildest dreams and at the same time their clients have never been happier.

              What are three words people use to describe you?
              Candid, committed, kind

              When you are not working, what do you care about most?
              Of course, family. I am also a bit of a crazy sportsmen and adventurer.

              What's your Money Mind®:
              Fear

              More

              Matt is a member of the Executive Committee and is responsible for growing United Capital via strategic partnerships and acquisitions of select wealth management companies around the county. Matt is focused, through a proprietary evaluation method, assessing the cultural and business match of a potential partner firm to ensure United’s ability to improve the business. Matt’s team is also responsible for the design and execution of the partnership agreement and integration into United Capital.

              Back

                michael-capelle

                Mike Capelle

                Mike Capelle, MBA

                Chief Strategy Officer

                What’s your dream for the company?
                We are able to figure out ways to offer what we do to unserved and underserved people in the market. The earlier we can help people make good choices, the more positive impact we can have on their lives.

                What are three words people use to describe you?
                Analytical, strategic, optimistic.

                When you are not working, what do you care about most?
                My family. My wife and I have travelled the world and now I want to share it with my children.

                What's your Money Mind®:
                Fear

                More

                One of United Capital’s founders, Mike is a member of the Executive Committee, responsible for the company’s operating platform and technology, and for driving enterprise innovation, as well as a member of the Investment Committee. Mike and his team are responsible for the company’s technology roadmap, as well as supporting current systems and tools. In addition, he leads efforts to develop next-generation advisor tools and client service models incorporating leading-edge technology. In prior roles at the company, Mike created the initial United Capital investment strategies as well as the performance reporting and custodial relationships, and he has played a central role in the acquisition and integration of advisory teams to a consistent operating and service standard.

                Mike's first career was in high-tech, with ten years at Intel Corporation, holding various positions within business planning, operations and microprocessor design. He and his wife enjoy traveling abroad, and spent a couple of years outside the US between his time at Intel and United Capital.

                Mike earned an MBA and an MS in Electrical Engineering from the Massachusetts Institute of Technology / Sloan School of Management in Cambridge, MA, and a BS in Computer Engineering from the University of Illinois in Champaign-Urbana, Illinois. He holds a Series 65 license to provide advisory services.

                Back

                  jason

                  Jason Del Col

                  Jason Del Col

                  Head of Advisory Services

                  What’s your dream for the company?
                  Is that we build a company with a long legacy, known for radically changing our industry by delivering real value to clients by delivering on what they pay us for and that everyone who works at United Capital points to it as the best place they ever worked.

                  What are three words people use to describe you?
                  Intense, Dependable, Funny

                  When you are not working, what do you care about most?
                  Hanging out with my family and friends cooking and doing fun things outside…

                  What's your Money Mind®:
                  Fear

                  More

                  Jason serves on United Capital Executive Committee and is focused on the management and strategic development of United Capital’s core business offerings as well as the overall positioning of the firm. Jason is focused on delivering next generation wealth management, practice management and business optimization services on top of centralized, high powered infrastructure. Jason’s team is also responsible for transitioning and working with firms to ensure that they actualize their potential as an investment advisory practice as well as working on regional office and enterprise level business development activities.

                  Back

                    CarynWestman

                    Caryn Westman

                    Caryn Westman

                    Senior Vice President, Corporate Secretary

                    What’s your dream for the company?
                    As a founder, my dream is for us to become the company we planned to become, and dreams do come true. Being born and raised in Los Angeles, I've supported myself since age 16, after my father died at age 44. A company like ours that helps individuals and families have control of their financial lives is very meaningful to me.

                    What are three words people use to describe you?
                    Meticulous, accountable, artistic

                    When you are not working, what do you care about most?
                    Health and wellness. My husband created and manages his company's wellness program and I own a weight management clinic that has been changing people's lives! Running is now our empty nesters' passion and we travel the country for marathons, half marathons, and other distance/trail runs.

                    What's your Money Mind®:
                    Fear

                    More

                    Ms. Westman is a founder of the firm and is responsible for corporate governance. Prior to joining United Capital, Ms. Westman was the corporate secretary for United Capital Partners, LLC and previously served for 10 years as corporate secretary, director of compliance, and regulatory compliance consultant for Centurion Capital Group Inc., parent to Centurion Capital Management Corp. and Centurion Trust Company.

                    Back

                      david-hallman

                      David Hallman

                      David Hallman, CFA®

                      Senior Vice President

                      What’s your dream for the company?
                      That we are recognized as a success story, the industry leader and respected brand, and known for always putting the clients first.

                      What are three words people use to describe you?
                      Dependable, Insightful, Loyal

                      When you are not working, what do you care about most?
                      My family, my friends and serving as a mentor to other people.

                      What's your Money Mind®:
                      Fear

                      More

                      David Hallman manages the Field Services Department, which encompasses Investment Operations, Financial Guidance, Office Practice Management and Integration. David was prior Chair of the Investment Committee and was instrumental in the development of the Investment Platform for the first eight years of the firm. Prior to joining United Capital, David worked for several firms as a portfolio manager in both equity and fixed income management and research. He has extensive experience in asset allocation modeling and over 30 years in the financial services industry. David earned a BBA and MBA at the University of Texas at Austin and holds the Chartered Financial Analyst designation.

                      Back

                        KarenMarchak

                        Karen Marchak

                        Karen Marchak

                        Senior Vice President, People & Organization

                        What’s your dream for the company?
                        I want our United Capital to be the 'destination of choice' for smart, talented people who want to grow and give their best every day. 

                        What are three words people use to describe you?
                        Talks straight, trustworthy, fun

                        When you are not working, what do you care about most?
                        Spending time with the people in my life who mean the most to me. I invest a lot in relationships, and am lucky to have a wonderful husband, extended family and friends.

                        What's your Money Mind®:
                        I'm fear and then happiness... mostly I’m fearful I won’t have the money to spend guilt free

                        More

                        Karen is responsible for United Capital’s human resources, training and development and providing support to the operations function within the regional offices. In this role, she oversees all people management functions that allow United Capital to recruit, hire, develop and retain the ‘best in the business’ talent for the organization. Additionally, she works with the operations functions within the offices to help integrate all employees into the United Capital culture.

                        Back

                          Our job is to have good people, a good process and good judgment to help our clients make smarter choices.

                          Go top
                          Menu