Welcome to United Capital Houston

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Sandra L. White
Managing Director
Michael "Mike" Ryan
Wealth Adviser
Stanley Joachim
Director of Operations
Rosemary Steele
Client Services Manager
Alexander "Alex" Yi
Relationship Manager
Amanda Pilkerton
Wealth Manager
Gwyn Welsh
Relationship Manager
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Sandra L. White, CFP®, CFS

Managing Director

sandra.white@unitedcp.com

Sandra White began her career in the financial planning industry in 1974 and subsequently became a financial planner in 1978, a CERTIFIED FINANCIAL PLANNER professional in 1985 and a Certified Fund Specialist in 1995. In addition to her activities as co-founder of Green/White Advisors, Sandy has been a teacher in the financial community since 1988, most notably with the former Houston Oilers. She has also been a co-host of "The Money Show" on radio and "MoneySmart" on local television. Sandy is engaged in numerous community activities and has held several prestigious positions, including Chair of the Advisory Board of the Women’s Business Center, the first incubator in the United States for women-owned businesses, and Past Chair of the Board of Directors for the Women’s Chamber of Commerce of Texas. She is currently President of the Houston Chapter of the International Association for Financial Planning.


Registered Representative of and offering securities through Cetera Advisor Networks LLC (“Cetera”), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC. Cetera is under separate ownership from any other named entity.


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Michael "Mike" Ryan, CFP®, MBA

Wealth Adviser

michael.ryan@unitedcp.com

Michael "Mike" Ryan began his financial planning career in 1999 after spending 23 years in a variety of engineering and business positions within the oil industry. He has completed extensive training in all aspects of financial planning at the University of Houston. Mike advises individuals, small businesses and nonprofit organizations in the areas of investment management, retirement, insurance, college funding, income tax and estate planning. Mike is a graduate of the University of Tulsa with a degree in Petroleum Engineering and the University of New Orleans with a Masters of Business Administration. He is a member of the national and local chapters of the Financial Planning Association (FPA) and is active in local community and charitable organizations, including serving as President of the nonprofit Assistance Fund, as well as on the Board of the Greater Southwest Houston Chamber of Commerce.


Registered Representative of and offering securities through Cetera Advisor Networks LLC (“Cetera”), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC. Cetera is under separate ownership from any other named entity.


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Stanley Joachim, CFP®

Director of Operations

stanley.joachim@unitedcp.com

Stanley Joachim oversees the day-to-day operations of the office and integration of operations with the home office. His primary focus is on the administration of our Compliance, Accounting, Technology and Human Resources needs.

Having worked as an investment adviser representative with Financial Network Investment Corporation, JP Morgan Chase and Transamerica Financial Advisors, he took a short break from the industry to work in Spring Branch ISD as a substitute teacher in math and music prior to joining United Capital in 2011. Stanley earned his CERTIFIED FINANCIAL PLANNER professional designation in 2001 and holds Series 7 and 66 licenses, as well as a Texas Life and Health Insurance license.

Stanley received a BBA in Finance from the Bauer College of Business at the University of Houston. He has served on the Board of Directors (Houston chapters) of the International Association for Financial Planning (IAFP) and the Financial Planning Association (FPA) as treasurer.

In his spare time, he works on maintaining and expanding his classical piano repertoire.


Registered Administrative Assistant of Cetera Advisor Networks LLC (“Cetera”), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC. Cetera is under separate ownership from any other named entity.


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Rosemary Steele

Client Services Manager

rosemary.steele@unitedcp.com

Rosemary Steele joined our team in April 2014 after working for eight years in commercial real estate. Prior to that, she spent over 25 years in the hospitality industry, which included owning a successful food and beverage business in Houston for 10 years. Rosemary enjoys greeting clients at our front desk as well as scheduling appointments, preparing and processing paperwork, and assisting with office operations. A Wyoming native, she has lived and worked in Houston since 1989.

In her free time, Rosemary enjoys spending time with friends and her grown daughter and is very involved in animal charities, including the Houston SPCA and Interfaith Ministries AniMeals on Wheels program.

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Alexander "Alex" Yi

Relationship Manager

alex.yi@unitedcp.com

Alexander "Alex" Yi joined United Capital in August 2012 and works as a Relationship Manager for Michael Ryan, responsible for implementing investment changes; updating portfolio modifications; ensuring that clients' needs goals and expectations are met; and acting as a growth point person for marketing strategies. He plans on obtaining his CERTIFIED FINANCIAL PLANNER professional designation in the near future. Prior to joining United Capital, he received a Bachelor of Science in Anthropology from Baylor University and worked as a Senior Information Specialist and Event Coordinator for a genetic genealogy company.

In his free time, Alex is a taekwondo instructor at a local studio, is a registered volunteer for rehabilitating injured native Texas wildlife and is an avid nature lover.

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Amanda Pilkerton, CFP®

Wealth Manager

amanda.pilkerton@unitedcp.com

Amanda Pilkerton is responsible for assisting new and established clients in pursing their One Best Financial Life® and accomplishing the goals of their plan. She joined our team in 2005 from Aflac, which provided her with a background in the insurance industry and the knowledge to help clients reach their financial goals. She received her Bachelor's Degree from the University of Houston. Amanda maintains a Texas Life and Health Insurance license and Series 7 and 66 licenses and is a CERTIFIED FINANCIAL PLANNER professional.

Amanda is also a member of the Financial Planning Association (FPA) Houston Chapter.


Registered Administrative Assistant of Cetera Advisor Networks LLC (“Cetera”), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC. Cetera is under separate ownership from any other named entity.


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Gwyn Welsh

Relationship Manager

gwyn.welsh@unitedcp.com

As a Relationship Manager, Gwyn Welsh works closely with the clients responding to their requests and helping to ensure their goals and needs are met. She has worked in the financial advisory business since 1997 and joined our team in 2000. As a Notary Public, Gwyn can also provide notarial services for our clients.

When not at work, Gwyn enjoys spending time with her family and friends, playing with her dog and being active in her church.

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1225 North Loop W Ste 1030
Houston, TX 77008
713-869-1144

Securities offered through Cetera Advisor Networks LLC (“Cetera”), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC. Cetera is under separate ownership from any other named entity. Check the background of this investment professional on FINRA's BrokerCheck.

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