Welcome to United Capital Langhorne

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

About Our Office

Can I live the life I want to live?

Retirement should be the long-awaited respite you’ve envisioned for so many years. By working with our trusted financial advisers now, you can rest easy knowing we are helping you to stay on track. We have been working with individuals and families in the Bucks County area for over 25 years, and are proud to help our clients enjoy life as stress-free as possible. 

You work hard for your money and you should never have to worry about outliving your life savings. Our financial planners are dedicated to providing the lifetime income strategies you need to retire with confidence.

Serving the Bucks County area with hands-on financial guidance.

At United Capital, we can help you answer the most basic question: “Am I OK?” It’s hard to always know what’s best for your family. The world has changed and the old ways of wealth management no longer work. It’s time for a different way to manage your money and your family’s goals. This firm was built from the ground up to help ensure you’re able to live the life, and leave the legacy, you want. 

Using a hands-on asset management process and cutting-edge technology, we do everything in our power to keep our clients focused on where they want to go before and during retirement, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach. 

Find out why more individuals and families are choosing us as their financial advocate in the Bucks County area. Call us today and we’ll help you live the life you want to live! 

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Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Rosemary Caligiuri
Managing Director
John H. Lindsey, Jr.
Wealth Manager
Heidi S. Hirsh
Wealth Manager
Brenda Fitzsimmons
Director of Operations
Brian Levy
Sr. Relationship Manager
Bradford Hess
Relationship Manager
John Knapp
Client Service Manager
Amy Golden
Administrative Manager
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Rosemary Caligiuri, CASL, RICP®

Managing Director

rosemary.caligiuri@unitedcp.com

As the Managing Director of the United Capital Langhorne office, Rosemary Caligiuri has been helping clients create, execute, and monitor their personal financial strategies since 1989.

Raised in a large Italian family in New York, Rosemary grew up with a genuine appreciation of Old World values and traditions. After graduating cum laude from Adelphi University of New York, Rosemary began pursuing her passion for caring for patients as a Registered Nurse. Wanting to do even more than care for people physically, Rosemary decided to enter the financial services industry so that she could help people navigate their way through retirement and make informed decisions in order to pursue their financial goals.

A national speaker, educator and former radio show host, Rosemary prides herself in providing independent and ethical financial guidance to clients who are in pre-retirement and retirement. Rosemary’s knowledge has also been sought out for articles written in financial publications such as Barron’s and Forbes magazines.

Rosemary has earned the Chartered Advisor for Senior Living® (CASL) as well as the Retired Income Certified Professional (RICP®) designations from The American College. These prestigious programs include comprehensive curriculums to advisors striving to meet the unique financial needs of today's clients.

Rosemary is also a member of Ed Slott’s Master Elite IRA Advisor Group - a private IRA study group of professionals with extensive IRA experience. This group is required to go through rigorous educational workshops on a continuous basis.
Rosemary resides in Lambertville, NJ where she and her husband Keith built their home together. Rosemary is an avid reader and loves to entertain. In her free time Rosemary enjoys travelling and boating with family and friends.


Investment Advisory services offered through United Capital Financial Advisors, LLC (“United Capital”), an investment adviser registered with the SEC. Securities and additional advisory services offered through Girard Securities, Inc. (“Girard”), a registered broker-dealer, member FINRA/SIPC. United Capital and Girard are separate and unrelated companies. Check the background of this investment professional on FINRA’s BrokerCheck.

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John H. Lindsey, Jr., CFP®, ChFC®, RICP®

Wealth Manager

john.lindsey@unitedcp.com

John Lindsey is committed to building long-term relationships with his clients through comprehensive financial planning starting with their financial goals, needs, time horizons, and individual circumstances. Drawing on his in-depth training, planning tools, and skill in analyzing and assessing his clients' financial circumstances and goals, John works with his clients to develop their financial freedom through diversification, developing sufficient emergency funds, managing risk, and income.

After earning his degree in Economics from Indiana University of Pennsylvania, John took and passed the FINRA Series 7 and 63 licensing examinations. In addition to possessing over 20 years of financial experience, John earned the professional designation of Certified Financial Planner, (CFP®). The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. John also acquired the ChFC® designation, Chartered Financial Consultant® awarded by the American College of Financial Services. This designation strengthens his planning-based approach to servicing his clients. He also attained the RICP®, Retirement Income Certified Professional®, an advanced designation which enables him to give added insight into his clients' retirement needs and strategies. John strives to always put his clients' needs, goals and objectives first. John's seasoned presentation and communication skills made him a key contributor to Harvest Group's former weekly radio show, 'Financial Issues and Answers'.

When he isn't working with clients, John enjoys spending time with his wife Donna and three sons, Shawn, Nicholas and Luke, in their Langhorne home. The Lindsey family spends their weekends at the soccer field, Rays Town Lake in central Pennsylvania or Ocean City, New Jersey.


Investment Advisory services offered through United Capital Financial Advisors, LLC (“United Capital”), an investment adviser registered with the SEC. Securities and additional advisory services offered through Girard Securities, Inc. (“Girard”), a registered broker-dealer, member FINRA/SIPC. United Capital and Girard are separate and unrelated companies. Check the background of this investment professional on FINRA’s BrokerCheck.

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Heidi S. Hirsh, RICP®

Wealth Manager

heidi.hirsh@unitedcp.com

Heidi S. Hirsh specializes in creating retirement income plans for individuals and families in both the pre- and post-retirement stages of life.  

Heidi is a Retirement Income Certified Professional (RICP)® with over 20 years experience in the financial services industry.  She began her career in 1994 with the Securities and Exchange Commission as a Securities Compliance Examiner, and has maintained a strong commitment to serving her community in an ethical manner.  Her goal has always been to help people make smart financial decisions.

With an extensive background in retirement plans, Heidi understands and appreciates the challenges it takes to accumulate enough assets to last one’s lifetime.  As pension plans become a thing of the past, individuals need to rely more heavily on their own abilities to save enough to retire comfortably.  However, the real challenge comes later when one needs to turn those assets into income that can last up to 30 years or more.  This is where partnering with Heidi may be valuable.

She believes her role is not to tell people how to live their lives, but to educate them in such a way that they gain clarity and confidence to make their own financial choices, knowing all of the pros and cons ahead of time.  Heidi truly enjoys watching her clients taking ownership and control over their financial decisions and constructing a future without fear and regrets.

In addition to the RICP® designation from The American College of Financial Services, Heidi holds the FINRA Series 7, 24, 63, 65 registrations as well as her PA Life, Accident & Health Insurance license.  She graduated Magna Cum Laude from Temple University with a B.S. in Business Administration.
Heidi currently resides in Yardley, PA with her husband and 2 boys, and has a special fondness for families with special needs children.  She is excited to work and live within the same community, always happy to run into her clients outside of the office.  Be sure to stop and say hello if you see her along the way!


Investment Advisory services offered through United Capital Financial Advisors, LLC (“United Capital”), an investment adviser registered with the SEC. Securities and additional advisory services offered through Girard Securities, Inc. (“Girard”), a registered broker-dealer, member FINRA/SIPC. United Capital and Girard are separate and unrelated companies. Check the background of this investment professional on FINRA’s BrokerCheck.

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Brenda Fitzsimmons

Director of Operations

brenda.fitzsimmons@unitedcp.com

With over 25 years of experience in the financial industry, Brenda has a wealth of knowledge and expertise that is a tremendous asset to our team. Having majored in Psychology and Mathematics at Temple University, she has a unique perspective when it comes to finances. Brenda is able to combine her love of numbers and problem solving with her passion for assisting the office in creating the ultimate client experience. Brenda also has over 10 years of experience managing teams. She has been a retail bank branch manager for NJM Bank and has also managed the operations area of the Trust department for First Union National Bank. Brenda is a lifelong resident of Bucks County and enjoys traveling, spending time with her family and playing billiards on her amateur pool team. She and her husband Charlie live in Levittown with their 4 children.

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Brian Levy, CFP®

Sr. Relationship Manager

brian.levy@unitedcp.com

Brian has been working in the financial planning industry since graduating in 2008 from Temple University with a degree in Mathematical Economics. He received his designation as a Certified Financial Planner, CFP®, from the CFP Board. Brian brings a wealth of knowledge and a desire to keep learning for our clients. Brian grew up in Lower Bucks County and has strong ties to the community. He and his wife Julia, along with their two sons Ben and Jack, reside in Bucks County.

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Bradford Hess

Relationship Manager

bradford.hess@unitedcp.com

Brad graduated from Towson University with a degree in Accounting, and has been working in the financial planning industry since 2012.  He proudly holds the Series 65 license, is currently studying for the Certified Financial Planner designation, and is excited for the opportunity to further the services he can provide. He possesses a strong commitment to our clients and a desire to learn and grow within the United Capital family. 
Brad grew up in Southern New Jersey, and resides in Philadelphia where he enjoys watching Philadelphia sports and coaching soccer in his free time.

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John Knapp

Client Service Manager

john.knapp@unitedcp.com

John was born in Abington, Pennsylvania and spent most of his early years living in the Abington/Jenkintown area of Montgomery County. John graduated from Temple University where he earned a degree in Business Administration. John has worked in the financial field for more than 15 years. He is extremely knowledgeable in all aspects of the operational side of financial planning and is instrumental in helping clients navigate through the process.

John lives in the Lower Bucks area and when not in the office, he loves spending time at home with his wife, Tracy, and two children, Justin and Connor. John enjoys sports and watching his favorite teams, the Phillies, Eagles, Flyers and sometimes the 76ers (…if they’re any good!!). John also tries to find some free time to spend on his hobby of building scale craftsman kit structures.

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Amy Golden

Administrative Manager

amy.golden@unitedcp.com

Amy Golden is an established professional reinventing herself in the financial services industry. 

Prior to joining United Capital, she was proud to serve the community as a real estate consultant for several years. Her time in the real estate sector helped her to fine tune her skills in exceeding client expectations and ensuring that their individual needs were met with enthusiasm and integrity. 

As the office’s Administrative Manager, she is proud to continue providing excellent service to all clients and assist the Director of Operations in assuring that the office systems are managed effectively. Amy is a huge fan of technology and uses the latest tools at her disposal to make sure that the client experience is as stress-free and efficient as possible. She is excited to grow within the United Capital family!

Amy is a life-long resident of Lower Bucks County, where she lives with her teenage daughter Bonnie and their dog Chewy. In her time away from the office, she enjoys spending time with family and friends, going to sporting events, concerts, and exploring all that this beautiful area has to offer. 

Start the conversation

1707 Langhorne-Newtown Road, Suite #1
Langhorne, PA 19047
215-860-6056

Securities offered through Girard Securities, Inc. (“Girard Securities”), a registered broker/dealer, member FINRA/SIPC. Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”) a Registered Investment Adviser. Girard Securities and United Capital are separate and unrelated companies. Check the background of this investment professional on FINRA’s BrokerCheck.