Welcome to United Capital Denver

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

About Our Office

Our highly experienced team of wealth advisers creates and executes customized wealth plans to meet your objectives. Our ideas are customized to each individual client; your goals, your dreams, your interests, and your life.

With over $2 billion in assets under management, our team brings considerable expertise to bear on behalf of our clients. We are true wealth advisers, offering unparalleled personal service, objective guidance, and keen insight to assist clients with every aspect of their financial life.

With offices in Denver, Colorado; Scottsdale, Arizona; and Tucson, Arizona, our team serves a diverse group of individuals, corporations, foundations and public entities nationwide. Ours is a comprehensive, proactive process based upon safety, balance and stability.

Our philosophy of doing business is simple and straightforward.

First, every client relationship we have is precisely that – a relationship built on trust, respect, honesty and open communication. We are humbled by the faith clients place in us and tirelessly work to uphold it.

Second, we strive to preserve the capital you have worked so hard to accumulate, while growing it to meet investment and life goals. We love what we do and believe we do it better than anyone else.

Everything we do for clients is driven by these values.

Affiliated offices:

Scottsdale
Northbrook

Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Stephen Dreiling
Managing Director
Jason Rosener
Managing Director
Brian McDowell
Managing Director
Chris Johnson
Managing Director
Bob Bush
Investment Strategist
Lisa Schwinghammer
Wealth Adviser
Joel Johnson
Wealth Adviser
Patrick Rudy
Wealth Adviser
Rich Romlin
Investment Analyst
Chuck Watts
Managing Adviser
Clark Johnson
Senior Wealth Adviser
Larry Hilton
Wealth Adviser
Paul Swenson
Wealth Adviser
Bruce Ward
Senior Wealth Manager
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Stephen Dreiling, CFP®

Managing Director

stephen.dreiling@unitedcp.com
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With nearly 30 years of experience in the financial industry, Stephen Dreiling, a CERTIFIED FINANCIAL PLANNER professional, has extensive knowledge of investments, insurance, tax, and estate and retirement planning. Focused on portfolio management and client relationships at United Capital, he specializes in bond and equity research and economics.

Stephen has a Master’s degree in Finance from the University of Colorado and degrees in Management and Accounting from Mesa State College in Colorado. He is a member of the Financial Planning Association (FPA), a member of the CFA Institute and an affiliate member of the CFA Society of Colorado. Stephen also holds a Colorado Insurance Producer’s License.

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Jason Rosener, CFP®

Managing Director

jason.rosener@unitedcp.com

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With nearly 15 years of experience in the financial industry, Jason Rosener, a CERTIFIED FINANCIAL PLANNER professional, has extensive knowledge of investments, insurance, tax and estate and retirement planning. At United Capital, Jason focuses on portfolio management and client relationships. In addition to serving the needs of his clients, Jason also oversees his office's wealth management professionals. Prior to joining Capital Investment Counsel, now United Capital, he was an Investment Consultant with Charles Schwab, where he worked closely with his clients to develop comprehensive financial plans, including investment management and insurance planning.

A member of the U.S. Olympic Ski Team for eight years, Jason competed in the downhill in Nagano, Japan, in 1998 and the World Championships in Sestriere, Italy, in 1997. He is a four-time U.S. Junior National Champion and a World Junior Championships bronze medalist. Jason studied Finance at the University of Colorado and graduated from the College for Financial Planning as an Accredited Asset Management Specialist. He is a member of the Financial Planning Association (FPA) and holds a Colorado Insurance Producer’s license.

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Brian McDowell, CFA®

Managing Director

brian.mcdowell@unitedcp.com
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During his career in the investment industry, Brian McDowell has developed extensive knowledge and expertise in equities, fixed income and economics. His responsibilities at United Capital focus primarily on researching and interpreting the investment and economic environments while directing and managing the efforts of the team’s research and trading teams.

Prior to joining Capital Investment Counsel, now United Capital, Brian served as an Investment Specialist at Charles Schwab, where he guided clients in developing sophisticated investment strategies. He graduated Cum Laude from the University of Colorado with a degree in Finance and is a member of the CFA Institute and the CFA Society of Colorado.

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Chris Johnson, CFP®

Managing Director

chris.johnson@unitedcp.com
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With nearly 30 years of investment management experience, Chris Johnson founded and helped establish Capital Investment Counsel (CIC), now United Capital, as one of the largest wealth management firms in Colorado and Arizona, managing assets for high-net-worth individuals, corporations, foundations and public entities nationwide. A CERTIFIED FINANCIAL PLANNER professional, Chris has extensive knowledge of investments, tax and estate and retirement planning.

In addition, he is an expert on strategic alliances between CPA firms and money managers, having successfully launched CIC’s CPA Alliance program and published articles related to CPAs and money management in 24 states.

Chris holds degrees in Finance and Economics from Colorado State University. He is a member of the CFA Institute, the Financial Planning Association (FPA) and an affiliate member of the CFA Society of Colorado.

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Bob Bush

Investment Strategist

bob.bush@unitedcp.com
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Bob Bush has 37 years of experience in the investment field and is founder of ERIC Forecasting Publications, an economic and fixed income consulting service. Intense focus on macro-economic developments both in the U.S. and around the world is the foundation for his research. This fundamental view is supported by 35 years of technical analysis on interest rates.

Bob earned his MBA from the University of Colorado. Bob currently serves on the Pinnacol Assurance Board of Directors’ Finance Committee. He also serves on the Colorado State Treasurer’s Investment Advisory Board, having been reappointed by every Colorado State Treasurer for the last 20 years. He is a Past President and current member of the CFA Society of Colorado and a member of the National Fixed Income Analysts Society. At one point, Bob held the Accredited Investment Fiduciary (AIF) designation. Bob has served as special investment consultant to the Metro State College Board of Directors and the CU Foundation.

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Lisa Schwinghammer, CFA®

Wealth Adviser

lisa.schwinghammer@unitedcp.com
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Utilizing her strong background in discretionary portfolio management and stock analysis, Lisa Schwinghammer brings a high level of expertise and attention to her clients’ accounts. As a Wealth Adviser for United Capital, Lisa focuses on investments and financial planning to help meet her clients’ long-term goals.

With over 20 years of experience in the equity and debt markets, Lisa managed investment portfolios and trust accounts for high-net-worth clients at JPMorgan Private Bank before joining Capital Investment Counsel, now United Capital. Prior positions also include stock analyst roles at a hedge fund and a mutual fund, in addition to advising clients on investments in the Latin American markets. A graduate of the University of Colorado at Boulder, she holds degrees in both Finance and International Business and has earned the right to use the Chartered Financial Analyst® (CFA) designation – a globally recognized standard for measuring the competence and integrity of financial analysts. She is a member of the CFA Society of Colorado and the Financial Planning Association.

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Joel Johnson, CFP®

Wealth Adviser

joel.johnson@unitedcp.com
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For the past 17 years, Joel Johnson has been managing complex portfolios and providing comprehensive financial planning solutions for high-net-worth clientele. As a CERTIFIED FINANCIAL PLANNER professional, Joel draws on his vast knowledge of investment management, insurance, tax, and estate and retirement planning when constructing portfolios to meet the unique needs of his clients. Prior to joining Capital Investment Counsel, now United Capital, Joel served as an investment consultant with TD Ameritrade and Charles Schwab, where he advised affluent families and business owners on all aspects concerning their financial situations.

Joel graduated from the University of Colorado with a Bachelor of Science in Business Administration with an emphasis in Marketing. He also has passed all three levels of the Chartered Market Technician exam and is an affiliate of the Market Technicians Association.

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Patrick Rudy, CFA, CFP, CPA

Wealth Adviser

patrick.rudy@unitedcp.com
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Previous experience:

  • Senior Investment Consultant, Cascade Investment Group, Colorado Springs, Colorado
  • Director of Audit and Compliance, The Corundum Group/Central Bank & Trust Wealth Management, Colorado Springs, Colorado
  • Investment Consultant, Isaac Financial Services, Colorado Springs, Colorado
  • Audit and Tax Accounting, Stockman Kast Ryan & Co., Colorado Springs, Colorado

Education:

  • BS, Accounting, The Master's University
  • Chartered Financial Analyst (CFA)
  • Certified Financial Planner (CFP)
  • Certified Public Accountant (CPA)

Began career in 2006

In his role as Wealth Adviser, Patrick Rudy works directly with a group of clients to help them through the financial guidance process and manage their investment accounts. He is an experienced financial planning and investment management professional. As a Certified Financial Planner professional, Chartered Financial Analyst and licensed CPA, Patrick takes a holistic approach to investing and planning. He works with individuals, families and nonprofit endowments to help bring clarity, strategy and results to his clients. Specific areas where he is most knowledgeable include holistic wealth management and planning, asset allocation, retirement planning and risk management. Patrick is passionate about helping his clients navigate the complex web of saving and investing vehicles available today. Patrick serves his clients directly through the development, implementation and monitoring of a comprehensive financial plan that is tailored to each individual's unique circumstances.

Previously, Patrick worked with a small group of clients and supported other advisers in developing asset allocation recommendations and comprehensive financial plans. He also developed a tool to import mutual fund data and track retirement plan options through various metrics, and he developed a reporting tool to help plan sponsors keep track of options on a watch list and the history of plan options.

Previously, Patrick managed the compliance program for a family office focused primarily on one client. In this role, he also assisted the Chief Operating Officer of the firm in managing day-to-day operations, including reconciling accounts in Advent Axys and developing custom reports for various client situations and special tax projects.

Earlier, Patrick was an audit consultant at a large local accounting firm in Colorado Springs. He specialized in auditing hospitals and nonprofit organizations. In this role, Patrick worked as part of an audit team for larger clients and managed audits for smaller clients.

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Rich Romlin, CFA®

Investment Analyst

rich.romlin@unitedcp.com
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Romlin's responsibilities as an Analyst at United Capital focus primarily on researching and interpreting investment and economic environments. As such, he takes part in regular Investment Committee meetings in the Denver office to help develop strategies and policies, which are then implemented by the Portfolio Management team.

Rich achieved a degree in Business Administration with an emphasis in Finance and a minor in Economics from the University of Colorado at Boulder. He has earned the right to use the Chartered Financial Analyst® (CFA) designation – a globally recognized standard for measuring the competence and integrity of financial analysts. He is a member of the CFA Society of Colorado.

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Chuck Watts, CFA®

Managing Adviser

chuck.watts@unitedcp.com
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Chuck Watts has been helping the investment needs of clients for over 30 years, focusing on gaining in-depth knowledge of their financial goals. Chuck believes that from that knowledge the correct investment objectives and risks can be identified, then a plan developed including an appropriate asset allocation to help achieve long-term goals while minimizing risks.

Chuck's portfolio management background is enhanced by his experience in high-net-worth lending and providing fiduciary and various risk-management solutions. Prior to joining United Capital, he held various leadership positions with Bank of America Private Bank and BBVA Compass Global Wealth after starting his investment career with Merrill Lynch.

Chuck is a holder of the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Society of Phoenix and the CFA Institute. He is alumnus of the University of Arkansas and has earned certificates for additional financial industry education at IESE Business School University of Navarra and Cannon Financial Institute.

Chuck currently serves as a board member for the Boys and Girls Clubs of Metro Phoenix.

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Clark Johnson, CFA®

Senior Wealth Adviser

clark.johnson@unitedcp.com

Clark Johnson helped develop the sophisticated investment and trading strategies for Capital Investment Counsel (CIC), now United Capital, and currently manages portfolios for high-net-worth individuals, corporations, foundations and public entities nationwide. A Chartered Financial Analyst® Charterholder with over 25 years of experience in investment management, including stock, bond and economic analysis, Clark helped establish CIC as one of the largest wealth management firms in Colorado and Arizona.

Prior to joining CIC, he worked in the Denver offices of Dean Witter Reynolds and Shearson Lehman Hutton. He holds degrees in Finance and Economics from Colorado State University and is a member of the CFA Institute and the Phoenix CFA Society.

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Larry Hilton

Wealth Adviser

larry.hilton@unitedcp.com

With more than 40 years in the financial services industry, Larry Hilton has broad experience in all facets of financial management and banking. He worked at Valley National Bank of Arizona and Prudential Securities before becoming a partner at Hackett Investment Advisors, which was purchased by Capital Investment Counsel in 2007 (now United Capital). A veteran of the Vietnam War, Larry is a graduate of Arizona State University and has a graduate degree in banking from Southern Methodist University. He has served on the Boards of Directors of Samaritan Hospital and Tri-City Mental Health and has held numerous board positions with the city of Chandler and Arizona State University.

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Paul Swenson, CWS

Wealth Adviser

paul.swenson@unitedcp.com
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Paul Swenson is a Wealth Adviser with United Capital Financial Advisers, LLC. Paul works directly with high-net-worth clients to help them through the financial guidance process and manage their investment accounts.

With over seven years of experience in the financial industry, ranging from Institutional Money Management and Financial Servicing to Private Banking. Paul has gained knowledge of investments, insurance, tax and personal balance sheet management. Prior to joining United Capital, Paul was a Relationship Manager with BBVA Compass Wealth Management. Paul graduated from Arizona State University’s W.P. Carey School of Business with his B.S. in Finance. In his free time, Paul enjoys playing golf, hiking and spending time with his wife and sons.

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Bruce Ward, CFP®

Senior Wealth Manager

bruce.ward@unitedcp.com
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For the past 12 years, Bruce Ward has been servicing high-net-worth individuals, families and corporations. As a Certified Financial Planner®, Bruce has extensive knowledge of investments, tax and estate and retirement planning. Prior to joining United Capital, Bruce served as a Fixed Income Trader and Financial Adviser for Vanguard. Bruce is passionate about tailoring investment solutions to match his clients' needs and objectives. Bruce is native to Arizona and graduated from Northern Arizona University with a Bachelor of Science in Business Administration with a major in Finance. In his free time, Bruce enjoys spending time with his wife and daughter.

Bruce is also available to meet with clients in our Tucson, AZ location at the address below:

5255 E. Williams Circle, Suite # 4200
Tucson, AZ 85711

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210 University Blvd. Ste., 550
Denver, CO 80206
303-329-9000

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