You can have Honest Conversations® with us because we deliver Independent and Unbiased Advice. Our partnership with United Capital Financial Advisers expands our wealth and investment management resources to deliver a powerful combination of confidential local knowledge and nationwide expertise for…

Your Personal Life Goals by using an individually customized process to:

  • Get to know you and your family and what’s important to you
  • Help you identify and prioritize your long-term goals
  • Create a vision of your future – your lifestyle, where you’ll live, and how much it will cost
  • Forecast the growth of your portfolio making realistic assumptions that you agree with, about the risk you are willing to accept and the investment returns you should realistically expect
  • Model different scenarios for achieving your goals showing you how different decisions, such as retiring a couple of years later or working part-time, can impact your nest egg
  • Help you make the best decisions that fit your current situation and long-term expectations
  • Place you in complete financial control

Your Institution by using a client specific process to:

  • Understand the culture of your institution or foundation
  • Assist you to:
    • Evaluate economic and investment factors
    • Identify applicable regulatory guidelines
    • Develop investment policy guidelines
    • Identify current and long-term investment goals
    • Recommend and monitor diversified investment strategies within established investment guidelines
    • Report investment performance
    • Examine changes to investment policy and strategies as required


Securities offered through Girard Securities, Inc. (“Girard Securities”), a registered broker/dealer, member FINRA/SIPC. Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”) a Registered Investment Adviser. Girard Securities and United Capital are separate and unrelated companies.
Check the background of this investment professional on FINRA’s BrokerCheck.