Complete Banking and Trust Services

We partner with financial institutions around the country to provide a complete array of banking services. The following types of services are available: 

Cash Management Services

• Checking accounts
• Credit cards
• FDIC insured money market accounts  up to $3 million
• ATM and check cards
• Online bill paying

Debt Facilities

• E-Loans against investments
• Line of credit
• Mortgages

Trust Services

We know that as time passes, and your family’s assets grow, there are ever expanding needs. In some cases trustee services are required. We can work with any delegated trustee you choose, or we can provide trust and administrative services for you.  We work with personal trusts, irrevocable life insurance trusts, charitable trusts and special asset trusts.

Other Private Counseling Services

Families often need to create strategies for estate planning or tax minimization. We can work with your own legal team, or recommend attorneys who specialize in a particular area of need to ensure that your family is protected appropriately for whatever circumstance you are seeking to manage.

Investment and Retirement Planning

• Analyze your income needs now and for the future
• Customize portfolio strategies based on your needs and risk tolerance
• Monitor the investment process
• Update financial objectives and make changes when beneficial

Tax Reduction Strategies

• Organize necessary tax items for tax preparation
• Review your current income tax situation and plan to incorporate any tax law changes
• Recommend tax solutions, including tax advantage investments

Employee Benefits and Insurance

• Help manage assets within 401Ks, IRAs and other retirement plans
• Recommend and help in adopting the appropriate retirement plan for business and individual needs
• Recommend the best distribution method from your employee retirement plans and IRAs
• Analyze risk management needs and costs and develop customized solutions

Estate Planning

• Review of wills, trust and health directives
• Develop wealth transfer strategies
• Estate Tax Analysis

Monetary Settlement Strategies

• Help in maximizing the benefits of your settlement
• Coordinate a comprehensive wealth management plan using a team of professionals
• Continuous monitoring of your plan