Welcome to United Capital Silicon Valley

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

About Our Office

At the United Capital office in Silicon Valley (previously known as Bedrock Capital Management), we provide comprehensive, personalized wealth management services for high-net-worth individuals and families. As a fee-only adviser and fiduciary, we deliver independent, objective guidance. We couple cutting-edge technology with sophisticated and sound asset allocation techniques to create wealth management plans designed to help you maximize what you have worked so hard to achieve. Because life can be dynamic, with shifting economics, changing tax laws, and new family and personal goals, we monitor your individual plan on an on-going basis. So you may rest assured that your financial plan will be fine-tuned to help you meet your goals and life dreams. Now and in the future. We call that peace of mind.

Click here to view our SSAnalyze tool to help identify your optimal Social Security benefit filing strategy.

Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Joel Shaps
Managing Director
Eric Lewis
Managing Director
Tony Blagrove
Managing Director
John Han
Wealth Adviser
Sharon Lacy
Wealth Manager
Lois Springsteen
Director of Operations
Jacob Loosle
Sr. Relationship Manager
Elyse Costanzo
Relationship Manager
Chris Piega
Portfolio Specialist
Summer Daines
Client Service Manager
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Joel Shaps, CFP®, CIMA®

Managing Director

joel.shaps@unitedcp.com

Joel Shaps oversees operations, client relations, business development and strategic planning for the United Capital office in Silicon Valley. With more than 40 years of experience in client service, enterprise management, mergers and acquisitions, Joel is a resource of knowledge and experience, which he shares with his staff and each of his clients.

Prior to joining United Capital, Joel purchased Bedrock Capital in 2001 after having been a client. He immediately began putting his own spin on things, hiring a top-notch professional team to support his vision. The result: Bedrock Capital Management evolved into a full-service comprehensive wealth management firm. In December 2015, Bedrock joined United Capital Financial Advisers as its anchor office in Silicon Valley.

Joel has a history of success. He was just 24 when he was named a Vice President at Neiman Marcus. By 1990, Joel was running his own consulting business, which specialized in purchasing and accounts payable auditing for high-tech firms. The Shaps Group was named one of the 500 fastest growing companies in the U.S. in both 1996 and 1997 by INC. Magazine. After selling the company to The Profit Recovery Group in 1997, he joined their management team as a Division President until he left to head up Bedrock Capital Management.

Joel holds a Bachelor of Arts from the University of Pennsylvania. He is a professional member of:

  • The Financial Planning Association (FPA)
  • Investment Management Consultants Associations (IMCA)

Joel is also involved in the community as a member of the following:

  • Board of the Los Altos Committee Foundation
  • Chair of the LACF Investment Committee

In his free time, Joel loves playing just about any sport, which mirrors his philosophy of living, “I think that life should have variety and be fun while offering challenge and excitement.”

Joel graduated from playing football and baseball in his youth to playing competitive squash, skiing and scuba diving as an adult. And many weekends, he can now be found at the golf course or bicycling around the valley. Joel lives in Los Altos with his wife, Sally, who was his high school sweetheart. When they’re not playing sports, traveling or sipping fine wine, they’re rooting for the San Francisco Giants and enjoying their two adorable grandchildren.

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Eric Lewis, CFA, CFP®

Managing Director

eric.lewis@unitedcp.com

Eric Lewis is a Managing Director at the United Capital Silicon Valley office. He revels in complex client portfolios. The more twists and turns the better, as far as he is concerned. Joel met Eric at a financial conference in 2001. After realizing that he was clearly the smartest guy in the room, Joel asked Eric to join him as a partner at Bedrock Capital Management, now the United Capital office in Silicon Valley. Eric’s intense intellect, experience and training are readily evident as he oversees client relations, tax planning and investment strategies for the office. Before joining Bedrock as partner, Eric held management positions at International Data Corporation, Hewlett-Packard, and a division of Standard & Poor’s.

Eric received a Bachelor of Arts from Princeton University and an MBA from Harvard Business School. He is a CFA Charterholder and a CFP® certificant.

Eric grew up in New York, where he took every opportunity to learn from his father, who was an economist on Wall Street and worked in the regulatory division of the New York Stock Exchange. Visiting the NYSE as a small child, Eric loved the cacophony that echoed around the floor, and it instilled a thrill he remembers today.

Eric and his wife, Sheryl, love to soak in the people, culture, food, museums and architecture as they travel around the globe. It’s hard for Eric to choose a favorite venue, mostly because he can find something enjoyable to do wherever his travels take him. And with two grown sons, traveling together as a family makes any place a great vacation.

Eric also cares deeply about philanthropy, giving both his time and resources, (“giving in tax-advantaged, intelligent ways!”). He has served on the executive boards of the South Peninsula Hebrew Day School and Congregation Beth David, for which he currently serves as member of the legacy giving committee. Eric is also the chair of the investment committee for Hillel of Silicon Valley.

When Eric’s not working, traveling, volunteering or hanging out with his family, he likes to hike and cycle the beautiful trails around the Bay. Always on a quest to learn, Eric notes, “I’m more knowledgeable today than I was yesterday but less knowledgeable than I will be tomorrow.”

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Tony Blagrove, CFA®, CFP®

Managing Director

tony.blagrove@unitedcp.com

Previous experience:

  • Portfolio Manager, Bedrock Capital Management (later United Capital Silicon Valley), Los Altos, California
  • Portfolio Analyst, Bedrock Capital Management, Los Altos, California
  • Financial Analyst, Symantec, Mountain View, California
  • Summer Intern, Smith Barney, San Jose, California
Education:
  • BS, Finance, Santa Clara University
  • BS, Economics, Santa Clara University
  • Chartered Financial Analyst (CFA)
  • Certified Financial Planner (CFP)

Began career in 2006:

Tony Blagrove is a Managing Director of the United Capital Silicon Valley office, where he both advises clients and manages portfolios for all of the clients of the office. He contributes his considerable intellect and energy to the United Capital Silicon Valley team, managing more than $360 million in assets. Tony specializes in analyzing and creating strategies around managing employer stock concentrations (stock options, restricted stock, pre-IPO stock, employee stock purchase plans, etc.) and their unique tax circumstances. Additionally, Tony is active in the Silicon Valley professional community, where he serves as Treasurer of the Financial Planning Association (FPA) of Silicon Valley. He is also a member of the CFA Society of San Francisco.

Tony began his career at Symantec, where he worked in their corporate finance rotation program, revolving through the Treasury, Accounting and Corporate Development groups.

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John Han, CIMA®

Wealth Adviser

john.han@unitedcp.com

John Han's role as a Wealth Adviser with United Capital is to develop and maintain client relationships through comprehensive financial planning and personal wealth management. He is responsible for guiding clients through the process of evaluating and executing financial strategies to achieve their financial goals, such as Retirement Planning, Education Planning, Estate Planning, Insurance Planning and Portfolio Allocation.

He began advising clients over 13 years ago as a Financial Adviser with American Express and has held various positions, from Portfolio Manager at Excelcia Capital Partners to Vice President at Beacon Pointe Wealth Advisors. He is a Certified Investment Management Analyst (CIMA®) through the Investment Management Consultants Association in conjunction with the Wharton Business School at the University of Pennsylvania.

When he is not in the office, John enjoys mountain biking and golfing. He lives in San Jose with his wife and two boys.

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Sharon Lacy, CFP®, CPWA®

Wealth Manager

sharon.lacy@unitedcp.com

Sharon Lacy joined Bedrock Capital Management, now the United Capital Silicon Valley office, in 2006. She is a CERTIFIED FINANCIAL PLANNER professional and a Certified Private Wealth Advisor® professional with an emphasis on retirement income planning. She began her career as a Computer Engineer working at Hewlett Packard but discovered her true passion in Financial Planning and Wealth Management.

Sharon specializes in Social Security and all areas of Retirement Income Planning. As a Wealth Manager with United Capital, she uses the latest technology to create detailed projections and plans in support of her clients' goals. She is a nationally recognized Social Security expert and used that expertise to create a free, online Social Security optimization tool called SSAnalyze!

Sharon is a member of Financial Planning Association (FPA), National Academy of Social Insurance (NASI) and Investment Management Consultants Associations (IMCA). She holds a Bachelor of Science in Electrical Engineering from the University of Washington and a Masters of Science in Computer Science from the University of California at Davis.

Sharon thrives on excitement and is up for trying anything once. She holds a private pilot’s license, has kayaked with killer whales and once spent 10 days hiking through the Arctic National Wildlife Refuge. She lives in Capitola, California with her significant other, David, and looks forward to traveling with their two grandsons.

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Lois Springsteen, CFP®, EA

Director of Operations

lois.springsteen@unitedcp.com

Lois Springsteen serves as the office's Director of Operations. No stranger to technology, she previously managed several software development efforts for the Air Force Satellite Control Network, first while at Unisys Corporation as a project manager and later at The Aerospace Corporation as a project engineer.

Lois holds a Bachelor of Arts in Natural Sciences from California State University, Chico. She received a Personal Financial Planning Certificate from The University of California, Santa Cruz, in 2004 and earned the CFP® designation later that year. She is also an Enrolled Agent, licensed to represent clients before the IRS.

Lois is an active participant in the sport of randonneuring (rahn doe ne ring) long-distance cycling and a longtime volunteer for Randonneurs USA (RUSA). She is a founding member of RUSA and holds the distinct honor of being the only American woman to have completed the Paris-Brest-Paris Grand Randonneé seven times. PBP is held once every four years, with the most recent event in August of 2015. The course runs from Paris to Brest and back again (1240k) with a time limit of 90 hours. 

Lois is passionate about using her cycling and fundraising skills to help others as well. A portion of the more than 150,000 miles she has put on her bike has been in support of the San Francisco AIDS Foundation, for which she has raised over $230,000 since 1996. The Silicon Valley UC team has generously supported this effort over the years.

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Jacob Loosle, CFP®

Sr. Relationship Manager

jacob.loosle@unitedcp.com

Jacob Loosle started working in the Financial Services industry when he joined Bedrock Capital, now the United Capital Silicon Valley office, in 2013. He is a graduate of the Jon M. Huntsman School of Business at Utah State University, where he received a Bachelor’s Degree in Accounting with a minor in Personal Financial Planning. He is a CERTIFIED FINANCIAL PLANNER professional, which means he has met the rigorous experience and ethical requirements of the CFP Board, successfully completed financial planning coursework and passed the CFP® Certification Examination.

As a Senior Relationship Manager, Jacob works closely with clients to help them coordinate all aspects of their financial lives such as retirement planning, tax planning, investment planning, estate planning and insurance planning. His past work experience has provided a vast array of expertise in working with people. He has served as a debt collector, a door-to-door salesman and a missionary for his church.

Jacob is a transplant to Silicon Valley, having grown up in Logan, Utah. Most of his free time is spent playing basketball, tennis, traveling with his wife and supporting his favorite sports team the, Golden State Warriors!

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Elyse Costanzo

Relationship Manager

elyse.costanzo@unitedcp.com

Elyse Costanzo began her career in the financial industry in 2012 when she worked for a boutique firm that specialized in retirement planning. She joined Bedrock Capital in 2014 with the intention of expanding her experience in the field. With the transition to United Capital, she is now in the process of pursing her CFP® certification. Elyse is a graduate of California State University, Northridge, where she earned her Bachelor’s Degree in Communications and minored in English.

As a Relationship Manager for the United Capital Silicon Valley Office, Elyse supports the advisors in all aspects of wealth planning. She also manages onboarding process for all new clients and facilitates client development throughout the process.

Elyse is a professional member of:

  • The Financial Planning Associate (FPA) of Silicon Valley

Aside from work, there are a few other things Elyse is passionate about: sports (she’s a big fan of Major League Baseball and the San Francisco Giants), animals, exploring the outdoors and fishing! Elyse and her husband, Mike, love traveling to the many beautiful lakes and national forests of California. Some of their favorite places to visit in the state are Inyo National Forest, Yosemite National Park and Mammoth. Spending time on the water is her absolute favorite, whether she’s casting out a line or just sitting at the edge of a dock, enjoying the scenery. Her home away from home is at a lake house in Groveland, where she and her husband can fish, play golf, barbeque and relax all they want.

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Chris Piega

Portfolio Specialist

chris.piega@unitedcp.com

As Portfolio Specialist, Chris Piega focuses on trading, investment research and portfolio management for the United Capital Silicon Valley office. He serves on the Investment Committee for the office and manages their projects and initiatives. He also provides guidance and oversight in other areas, including client service, new client onboarding and operations. Chris has over 10 years of experience in the financial services industry, with previous roles involving trust custody, alternative investments, trade operations, tax reporting and business analysis.

Prior to joining Bedrock Capital Management, now United Capital Silicon Valley, Chris was an associate at First Republic Private Wealth Management. He received a Bachelor of Science in Business Administration from San Francisco State University with a concentration in Finance. Prior to pursuing a career in financial services, Chris worked in IT and telecommunications.

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Summer Daines

Client Service Manager

summer.daines@unitedcp.com

Summer Daines began her career in the Financial Planning Industry when she joined United Capital in 2015. She is a graduate of the Jon M. Huntsman School of Business at Utah State University, where she received a Bachelor’s Degree in Accounting and Finance, and a minor in Personal Planning. She is excited to continue to grow her career as part of the United Capital team and is thrilled to have the opportunity to work in Financial Planning, which she considers one of her greatest passions. She is in the process of pursuing her CFP® certification.

As a Client Service Manager, Summer assists clients by answering questions, scheduling meeting, and coordinating transactions. She has previously worked in accounting as a Tax Preparer and in insurance as a Premium Auditor. She loves getting to know people and helping them achieve their goals.

Summer is new to the Bay Area, having recently moved from Utah with her husband, Ken. She enjoys traveling and has spent time in Asia, Central America and Africa. Summer loves all types of food and can often be found in the kitchen cooking up a new recipe. She is the oldest of six kids and loves spending time with her family.

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5050 El Camino Real, Suite 204
Los Altos, CA 94022
650-964-7024

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