Welcome to United Capital Silicon Valley

Experience wealth management, reimagined.

Get clarity and control over your financial life — and focus on living the life you really want. See how we help you do it.

About Our Office

At the United Capital office in Silicon Valley (previously known as Bedrock Capital Management), we provide comprehensive, personalized wealth management services for high-net-worth individuals and families. As a fee-only adviser and fiduciary, we deliver independent, objective guidance. We couple cutting-edge technology with sophisticated and sound asset allocation techniques to create wealth management plans designed to help you maximize what you have worked so hard to achieve. Because life can be dynamic, with shifting economics, changing tax laws, and new family and personal goals, we monitor your individual plan on an on-going basis. So you may rest assured that your financial plan will be fine-tuned to help you meet your goals and life dreams. Now and in the future. We call that peace of mind.

Click here to view our SSAnalyze tool to help identify your optimal Social Security benefit filing strategy.

Why United Capital?

Financial Life Management

We’re not the typical wealth management firm. We looked around the industry and thought that there was a better way. So we created it. We developed a process that’s focused on helping you live your ideal life. One that continually adapts to the changing world and your changing circumstances. We call it Financial Life Management. And it’s totally unlike anything you’ve experienced before.

A Unique Approach

We’ll take the time to get to know you and understand the life you want to live. With collaborative, engaging digital tools, we’ll work with you to create a clear framework for living your ideal life. The result is a plan that’s dynamic and personalized — not one-and-done or one-size-fits-all.

Real Results

We help you align your decision-making with your ideal life, so you can achieve balance — and a healthy relationship with your money. That means we go beyond investments and investment results to help you live the life you want today. After all, isn’t that what a wealth manager is for?

United Capital: Imagine

Joel Shaps
Managing Director
Eric Lewis
Managing Director
Tony Blagrove
Managing Director
John Han
Wealth Adviser
Jacob Loosle
Wealth Manager
Elyse Costanzo
Relationship Manager
Chris Piega
Portfolio Specialist
Praggie Kumar
Client Service Manager
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Joel Shaps, CFP®, CIMA®

Managing Director

joel.shaps@unitedcp.com

Joel Shaps oversees operations, client relations, business development and strategic planning for the United Capital office in Silicon Valley. With more than 40 years of experience in client service, enterprise management, mergers and acquisitions, Joel is a resource of knowledge and experience, which he shares with his staff and each of his clients.

Prior to joining United Capital, Joel purchased Bedrock Capital in 2001 after having been a client. He immediately began putting his own spin on things, hiring a top-notch professional team to support his vision. The result: Bedrock Capital Management evolved into a full-service comprehensive wealth management firm. In December 2015, Bedrock joined United Capital Financial Advisers as its anchor office in Silicon Valley.

Joel has a history of success. He was just 24 when he was named a Vice President at Neiman Marcus. By 1990, Joel was running his own consulting business, which specialized in purchasing and accounts payable auditing for high-tech firms. The Shaps Group was named one of the 500 fastest growing companies in the U.S. in both 1996 and 1997 by INC. Magazine. After selling the company to The Profit Recovery Group in 1997, he joined their management team as a Division President until he left to head up Bedrock Capital Management.

Joel holds a Bachelor of Arts from the University of Pennsylvania. He is a professional member of:

  • The Financial Planning Association (FPA)
  • Investment Management Consultants Associations (IMCA)

Joel is also involved in the community as a member of the following:

  • Board of the Los Altos Committee Foundation
  • Chair of the LACF Investment Committee

In his free time, Joel loves playing just about any sport, which mirrors his philosophy of living, “I think that life should have variety and be fun while offering challenge and excitement.”

Joel graduated from playing football and baseball in his youth to playing competitive squash, skiing and scuba diving as an adult. And many weekends, he can now be found at the golf course or bicycling around the valley. Joel lives in Los Altos with his wife, Sally, who was his high school sweetheart. When they’re not playing sports, traveling or sipping fine wine, they’re rooting for the San Francisco Giants and enjoying their two adorable grandchildren.

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Eric Lewis, CFA, CFP®

Managing Director

eric.lewis@unitedcp.com

Eric Lewis is a Managing Director at the United Capital Silicon Valley office. He revels in complex client portfolios. The more twists and turns the better, as far as he is concerned. Joel met Eric at a financial conference in 2001. After realizing that he was clearly the smartest guy in the room, Joel asked Eric to join him as a partner at Bedrock Capital Management, now the United Capital office in Silicon Valley. Eric’s intense intellect, experience and training are readily evident as he oversees client relations, tax planning and investment strategies for the office. Before joining Bedrock as partner, Eric held management positions at International Data Corporation, Hewlett-Packard, and a division of Standard & Poor’s.

Eric received a Bachelor of Arts from Princeton University and an MBA from Harvard Business School. He is a CFA Charterholder and a CFP® certificant.

Eric grew up in New York, where he took every opportunity to learn from his father, who was an economist on Wall Street and worked in the regulatory division of the New York Stock Exchange. Visiting the NYSE as a small child, Eric loved the cacophony that echoed around the floor, and it instilled a thrill he remembers today.

Eric and his wife, Sheryl, love to soak in the people, culture, food, museums and architecture as they travel around the globe. It’s hard for Eric to choose a favorite venue, mostly because he can find something enjoyable to do wherever his travels take him. And with two grown sons, traveling together as a family makes any place a great vacation.

Eric also cares deeply about philanthropy, giving both his time and resources, (“giving in tax-advantaged, intelligent ways!”). He has served on the executive boards of the South Peninsula Hebrew Day School and Congregation Beth David, for which he currently serves as member of the legacy giving committee. Eric is also the chair of the investment committee for Hillel of Silicon Valley.

When Eric’s not working, traveling, volunteering or hanging out with his family, he likes to hike and cycle the beautiful trails around the Bay. Always on a quest to learn, Eric notes, “I’m more knowledgeable today than I was yesterday but less knowledgeable than I will be tomorrow.”

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Tony Blagrove, CFA®, CFP®

Managing Director

tony.blagrove@unitedcp.com

Tony manages the portfolio side of the United Capital Silicon Valley office, focusing on trading, research, reporting and due diligence. He also meets with and advises clients on their portfolio and other financial planning topics. Tony previously worked as a financial analyst with Symantec. He now contributes his time and energy to the United Capital Silicon Valley team, managing more than $400 million in assets as of December 2017.

Tony holds a Bachelor of Science in finance and a Bachelor of Science in economics from Santa Clara University, both conferred in 2006.  Tony also is a Chartered Financial Analyst (CFA) credential holder and CFP certificant.

Tony is a professional member of:

  • The Financial Planning Association (FPA) of Silicon Valley
  • The CFA Society of San Francisco

Tony also participates in his community as a:

  • High School Youth Group Leader for the Open Door Church of Mountain View
  • and Leader for the Big City Mountaineers

Weekends will find him in the great outdoors, backpacking, mountaineering, bicycling or trail running along with his new wife, Lannie, and Penny, their chocolate Lab. His confidence and enthusiasm, while contagious, has also brought him face-to-face with a grizzly in Montana and on a first-name basis with Search and Rescue while backpacking Washington.

A native of Washington State, Tony roots for the Seahawks, Mariners and Sounders. Why? “Because I’m a sucker for the underdog sports teams that never win.”

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John Han, CIMA®

Wealth Adviser

john.han@unitedcp.com

John Han's role as a Wealth Adviser with United Capital is to develop and maintain client relationships through comprehensive financial planning and personal wealth management. He is responsible for guiding clients through the process of evaluating and executing financial strategies to achieve their financial goals, such as Retirement Planning, Education Planning, Estate Planning, Insurance Planning and Portfolio Allocation.

He began advising clients over 13 years ago as a Financial Adviser with American Express and has held various positions, from Portfolio Manager at Excelcia Capital Partners to Vice President at Beacon Pointe Wealth Advisors. He is a Certified Investment Management Analyst (CIMA®) through the Investment Management Consultants Association in conjunction with the Wharton Business School at the University of Pennsylvania.

When he is not in the office, John enjoys mountain biking and golfing. He lives in San Jose with his wife and two boys.

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Jacob Loosle, CFP®

Wealth Manager

jacob.loosle@unitedcp.com

Jacob Loosle started working in the Financial Services industry when he joined Bedrock Capital, now the United Capital Silicon Valley office, in 2013. He is a graduate of the Jon M. Huntsman School of Business at Utah State University, where he received a Bachelor’s Degree in Accounting with a minor in Personal Financial Planning. He is a CERTIFIED FINANCIAL PLANNER professional, which means he has met the rigorous experience and ethical requirements of the CFP Board, successfully completed financial planning coursework and passed the CFP® Certification Examination.

As a Senior Relationship Manager, Jacob works closely with clients to help them coordinate all aspects of their financial lives such as retirement planning, tax planning, investment planning, estate planning and insurance planning. His past work experience has provided a vast array of expertise in working with people. He has served as a debt collector, a door-to-door salesman and a missionary for his church.

Jacob is a transplant to Silicon Valley, having grown up in Logan, Utah. Most of his free time is spent playing basketball, tennis, traveling with his wife and supporting his favorite sports team the, Golden State Warriors!

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Elyse Costanzo

Relationship Manager

elyse.costanzo@unitedcp.com

Elyse Costanzo began her career in the financial industry in 2012 when she worked for a boutique firm that specialized in retirement planning. She joined Bedrock Capital in 2014 with the intention of expanding her experience in the field. With the transition to United Capital, she is now in the process of pursing her CFP® certification. Elyse is a graduate of California State University, Northridge, where she earned her Bachelor’s Degree in Communications and minored in English.

As a Relationship Manager for the United Capital Silicon Valley Office, Elyse supports the advisors in all aspects of wealth planning. She also manages onboarding process for all new clients and facilitates client development throughout the process.

Elyse is a professional member of:

  • The Financial Planning Associate (FPA) of Silicon Valley

Aside from work, there are a few other things Elyse is passionate about: sports (she’s a big fan of Major League Baseball and the San Francisco Giants), animals, exploring the outdoors and fishing! Elyse and her husband, Mike, love traveling to the many beautiful lakes and national forests of California. Some of their favorite places to visit in the state are Inyo National Forest, Yosemite National Park and Mammoth. Spending time on the water is her absolute favorite, whether she’s casting out a line or just sitting at the edge of a dock, enjoying the scenery. Her home away from home is at a lake house in Groveland, where she and her husband can fish, play golf, barbeque and relax all they want.

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Chris Piega

Portfolio Specialist

chris.piega@unitedcp.com

As Portfolio Specialist, Chris Piega focuses on trading, investment research and portfolio management for the United Capital Silicon Valley office. He serves on the Investment Committee for the office and manages their projects and initiatives. He also provides guidance and oversight in other areas, including client service, new client onboarding and operations. Chris has over 10 years of experience in the financial services industry, with previous roles involving trust custody, alternative investments, trade operations, tax reporting and business analysis.

Prior to joining Bedrock Capital Management, now United Capital Silicon Valley, Chris was an associate at First Republic Private Wealth Management. He received a Bachelor of Science in Business Administration from San Francisco State University with a concentration in Finance. Prior to pursuing a career in financial services, Chris worked in IT and telecommunications.

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Praggie Kumar

Client Service Manager

praggie.kumar@unitedcp.com

Praggie Kumar serves as the Client Service Manager for our United Capital Silicon Valley office. Praggie has nearly nine years of experience in the financial service field. Her financial career began at Waddell Reed as a Financial Advisor in 2009. She has since worked at Merrill Edge as a Financial Solution Adviser and Boston Private. Her experience has moved from a business development role to a services and operations role over the years.

Praggie holds a Master of Science in Nutrition and a Bachelor of Science in Nutrition. She is working to complete her Certified Financial Planning (CFP®) designation.

In her prior life, Praggie worked in UNICEF and FPA projects as an associate traveling in remote parts of India. In her free time, she paints – mostly oils and now experimenting with acrylics, drawing and sketching. She also has a passion for glass fusing and pottery. 

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Los Altos, CA 94022
650-964-7024

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