6 HOLIDAY SPENDING TRIGGERS

November 2014

It’s natural to overspend from time to time, and even more so during the holidays. The joy of giving is undeniable, but spending more than you should can put your future in jeopardy and ultimately stand in the way of happiness.


Supporting Boomerang Children without Jeopardizing Your Financial Future

A dynamic many of our clients now face is a request from their adult children to return home. We refer to children who return to the comfort and security of their parents’ home as “boomerang children”.


A New (and Better) Way of Understanding Your Financial Life

October 2014

My wife and I have always detested the monthly statements we’d get from our brokerage firm and custodian. The information felt unnecessarily complicated, far too detailed and really not relevant to any aspect of our lives beyond whatever investment we had with that particular group. I’d look at the first page, ignore all the other pages and then place them on the mail pile and they’d eventually end up in some neat filing system my wife has run for years. Every few years, the drawer is emptied into a big box, dated and placed in the garage. And there they all sit molding away for several years until they finally end up in a recycling facility.


In Praise of Laziness: 3 Reasons You Should be a Little Lazier

Our country, like few in the world, is imbued with a culture of respect for hard work. We applaud the folks who slave through the summer and put in long hours “at the grind.” That mindset was shaped early in our history, when physical labor built the U.S. into the world’s engine. Whether it was farming, mining or industrial production, for most of our country’s development, the harder you worked the more productive you were. It’s a pretty straightforward linear relationship with physical labor: the more hours you work the more productive you are in a day.


Do You Know Which Financial Road to Take?

September 2014

If you set out to go to a friend’s house for dinner and you had never been there before and you never got the address or location, would you just drive around aimlessly until you happened (hopefully) upon their neighborhood, then maybe located their street, and then walked up to each door to knock and ask if they lived there? It sounds crazy, doesn’t it? If someone asked you to come over, but they refused to tell you where they lived or how to get there, you would probably never agree to leave your house. You would want to know where you were going before you started out to get there.


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