The Importance of Stock Selection in a Complex Economy

August 2015

Connecting the dots in a complex economy is essential for understanding which companies may benefit from the current environment and which might not. It’s a complicated and fascinating web of reactions and inter-reactions that can play out in intricate ways – and with surprising and perhaps unexpected feedback loops. 

Make Saving and Investing a Bigger Part of One’s Financial Life

August 2015

United Capital has done extensive research on how to best provide the most relevant, meaningful – and effective – financial life management. In this process, we uncovered four illuminating insights from consumers about some of the most important hindrances in their financial lives.

Rounding Out Your Portfolio with Real Estate

August 2015

In just about any sphere of investing, prices are determined by supply and demand. And with investing, one usually wants to invest where demand is expected to grow more than supply.

In that regard, commercial real estate may be one venue to possibly consider adding to an otherwise diversified portfolio.

Working and Spending: The True Focal Points of a Financial Life

August 2015

Do you remember how great it felt the first time you earned money from babysitting, mowing lawns or an old-fashioned paper route?  How about your excitement when you bought your first car, took your kids to Disney Land, or finally purchased that piece of art you craved?

While the financial industry pushes to get people thinking about saving and investing, our research proves that working and spending are far more central to people’s lives.

Capital Preservation Math – Lessons from the Tour de France

July 2015

The Tour de France finished its annual three week road trip last Sunday, July 26th.  For the non-cyclist, this 21 stage (each day of riding is a stage) bike race is the pinnacle event of the professional bicycling year.  By the end of this year’s race, the riders covered 2,088 miles.  The winner of the Tour de France wears the maillot jaune, or yellow jersey; it designates the individual rider who covered the total distance in the least amount of time.  In the tour, time is the capital, and managing it correctly is as much about riding quickly as it is avoiding unnecessary losses.  For investors, money is capital, and like in cycling, it’s the losses that matter.  That’s why capital preservation math is so important.

Here are the three key points that apply to capital preservation, whether the capital is time or money.

United Capital Financial Advisers, LLC (United Capital) provides financial guidance and makes recommendations based on the specific needs and circumstances of each client. For clients with managed accounts, United Capital has discretionary authority over investment decisions. Investing involves risk and clients should carefully consider their own investment objectives and never rely on any single chart, graph or marketing piece to make decisions. The information contained in this blog is intended for information only, is not a recommendation, and should not be considered investment advice. Please contact your financial adviser with questions about your specific needs and circumstances. This blog is a sponsored blog created or supported by United Capital and its employees, organization or group of organizations. This blog does not accept any form of advertising, sponsorship, or paid insertions. Certain authors of our blog posts may be influenced by their background, occupation, religion, political affiliation or experience. It is important to note that the views and opinions expressed on this blog are that of the owner, and not necessarily United Capital Financial Advisers. As a Registered Investment Adviser, United Capital does not allow any testimonials on their blog, and any comments deemed as such United Capital will remove.

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